by Bob Veres
An article in the December 31 issue of the Wall Street Journal makes a point that many of us in the financial planning world have long suspected.  It says that the CGM Focus fund was the top performing mutual fund, by far, over the past ten years, generating an annualized return of more [...]

We are all familiar with the idea of “the wisdom of Solomon” because he figured out how to discern the real mother of an infant by threatening to cut the infant in half and each woman could have half an infant. Of course the real mother said, “No, give it to the other woman” and [...]

Life insurance, yuk! Who wants to talk about life insurance? Generally, nobody but a life insurance agent. However, life insurance exists for a good reason or two. And, the first question you need to answer when contemplating life insurance is, “Why do I need to buy life insurance?”
There is one underlying reason for anyone to [...]

The National Center for Policy Analysis has just released a report titled, “Ten Ways to Wreck Your Retirement.” I would have to say a big AMEN to their analysis in this paper. I have listed below the Executive Summary of the ten points. If you would like to read the entire 24 page report, you [...]

For the past two decades I have been involved in the Financial Advice business. One thing has held steady the entire time. Every client has asked that “education” be a part of the business relationship. Most of us didn’t have any meaningful real life education about how to invest or how to manage wealth, or [...]