by Bob Veres
An article in the December 31 issue of the Wall Street Journal makes a point that many of us in the financial planning world have long suspected.  It says that the CGM Focus fund was the top performing mutual fund, by far, over the past ten years, generating an annualized return of more [...]

A common theme among new investors is “Dollar Cost Averaging”. Is this a good idea? Well, if it is the only way for you to get invested, than I t hink I would say, “Yes.” But what if you have a sum of money, say $10,000, that is available for investment and your goal for [...]

Life insurance, yuk! Who wants to talk about life insurance? Generally, nobody but a life insurance agent. However, life insurance exists for a good reason or two. And, the first question you need to answer when contemplating life insurance is, “Why do I need to buy life insurance?”
There is one underlying reason for anyone to [...]