by Brian Harris, Senior Editor, Dimensional Fund Advisors In recent years, structured products have gained favor among retail investors in Europe and the US. Investment banks promote these securities as sophisticated tools to help investors manage downside risk, enhance returns, or achieve other investment objectives. Sales have grown briskly since 2006, and despite a decline [...]

Connie Prater – FoxBusiness.com Credit card users can expect the most dramatic changes in credit terms, interest rates and fees in decades now that most major provisions of a new federal credit card law have gone into effect. The new normal for credit cards is more transparency and easier-to-understand terms, but at a higher upfront [...]

By Katherine Hobson – Wall Street Journal A survey of big employers finds they expect their health-care costs to rise nearly 9% next year and plan to share some of that burden with employees via higher premiums and higher out-of-pocket limits. The survey included responses from 72 members of the nonprofit National Business Group on [...]

By MARK WHITEHOUSE – WALL STREET JOURNAL America’s baby boomers—those born between 1946 and 1964—face a problem that could weigh on the economy for years to come: The longer it takes for the economy to recover, the less money they’ll have to spend in retirement. Policy makers have long worried that Americans aren’t saving enough [...]

A ruling by a judge, who in one case said Edison International did ‘substantial’ harm to employees by not negotiating lower fees from the firm running the 401(k) plan, may bolster other lawsuits. By Walter Hamilton, Los Angeles Times – July 29, 2010 For decades, high fees have quietly but steadily eaten away at the [...]

Survivors given checkbook accounts, while carriers retain the assets in their corporate accounts; ‘turning death claims into a profit center’ By Bloomberg News July 28, 2010 The package arrived at Cindy Lohman’s home in Great Mills, Maryland, just two weeks after she learned that her son, Ryan, a 24-year-old Army sergeant, had been killed by [...]

Average Joe smacked by contango, pre-rolling, and Wall Street sharpies; profiting off ‘the dumb money’ The following article from Investor’s News is an eye opener. It is so easy to think investing is easy – think again. And, enjoy reading this article and take heed. Like so many investors in the spring of 2009, Gordon [...]

Eugene Fama guests on CNBC. This is ironic. Fama and other progenitors of the Effecient Markets Theory are generally maligned around the Wall Street world but here he is invited back to continue to advocate for capitalism. This is an important interview in terms of content. Please enjoy listening.

“The goal of Obama’s power grab is to grab your power: your wealth, economic liberties, and personal freedoms. You aren’t falling for it any longer. And this is causing Obama and his allies to become more desperate, and to push harder, to steal your freedoms faster. Events and the American character have conspired to bring [...]

Some may wonder why we would be posting a story about renewable energy on a site that is dedicated to Investor Education for Main Street America. It is precisely because there is a huge financial impact on Main Street America if we continue down the current path of forcing the consumption of energy that is [...]