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Big Employers Estimate Health-Care Costs Will Rise 8.9% in 2011
By Katherine Hobson – Wall Street Journal A survey of big employers finds they expect their health-care costs to rise nearly 9% next year and plan to share some of that burden with employees via higher premiums and higher out-of-pocket limits. The survey included responses from 72 members of the nonprofit National Business Group on [...]
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Employee allegations of excessive 401(k) fees gain ground
A ruling by a judge, who in one case said Edison International did 'substantial' harm to employees by not ...
Father of Modern Finance Weighs In
Eugene Fama guests on CNBC. This is ironic. Fama and other progenitors of the Effecient Markets Theory are generally maligned ...
The Financial Impact on You of Renewable Energy
Some may wonder why we would be posting a story about renewable energy on a site that is dedicated to ...
The Revenue Limits of Tax and Spend
Whether rates are high or low, evidence shows our tax system won't collect more than 20% of GDP. By David ...
What the Top U.S. Companies Pay in Taxes
This article explains in clear terms why a higher tax rate will usually result in fewer taxes being paid into ...
The Generosity of America
The following article by Adam Meyerson is taken from the Hillsdale College newsletter, Imprimus. The article is available as a ...
Managing Inflation Risk
As the stock market has improved, more investors have shifted their concern from weathering the financial crisis to anticipating the ...
Thrifty (and Better) Fun One of the biggest take-aways from the recent market meltdown, for many people, was the rediscovery of many kinds of fun that don’t cost money–a lot of the things that people did years ago before the advent of 3D movies, gourmet restaurants, traveling soccer teams and endless consumerism. “All men seek happiness. This is without [...]
What is the ‘Bad Eye’ in Matthew 6:23? by John Piper A verse in Matthew is somewhat difficult to understand. It seems to dangle in the Sermon on the Mount with little connection to what goes before and after: “The eye is the lamp of the body. So, if your eye is healthy, your whole body will be full of light, 23 but [...]
Navigating Structured Products by Brian Harris, Senior Editor, Dimensional Fund Advisors In recent years, structured products have gained favor among retail investors in Europe and the US. Investment banks promote these securities as sophisticated tools to help investors manage downside risk, enhance returns, or achieve other investment objectives. Sales have grown briskly since 2006, and despite a decline [...]
Another Threat to Economy: Boomers Cutting Back By MARK WHITEHOUSE – WALL STREET JOURNAL America’s baby boomers—those born between 1946 and 1964—face a problem that could weigh on the economy for years to come: The longer it takes for the economy to recover, the less money they’ll have to spend in retirement. Policy makers have long worried that Americans aren’t saving enough [...]
What the new credit card law means for you Connie Prater – FoxBusiness.com Credit card users can expect the most dramatic changes in credit terms, interest rates and fees in decades now that most major provisions of a new federal credit card law have gone into effect. The new normal for credit cards is more transparency and easier-to-understand terms, but at a higher upfront [...]
How to Lose Money in a Top-Performing Fund by Bob Veres An article in the December 31 issue of the Wall Street Journal makes a point that many of us in the financial planning world have long suspected. It says that the CGM Focus fund was the top performing mutual fund, by far, over the past ten years, generating an annualized return of [...]
Power Grab
“The goal of Obama’s power grab is to grab your power: your wealth, economic liberties, and personal freedoms. You aren’t falling for it any longer. And this is causing Obama and his allies to become more desperate, and to push harder, to steal your freedoms faster. Events and the American character have conspired to bring [...]
